Exactly 268 years ago, on May 13, 1754, the first state bank was established in Russia. We salute Elizabeth in the distant past, where by her decree this happened, and share our already modern financial findings.
In the end, true financial literacy begins not with buying currency or investments, but with planning and accounting for a personal budget (from penny to penny, as they say). And you can’t imagine a better time than now to take care of your own finances.
To help you – the eight best apps to control income, expenses and everything related to money.
With their help, you can quickly track your spending (and see what you spend the most on), control several cards or accounts at once, analyze monthly and daily limits, and even save for goals. By the way, some programs allow you to synchronize data with relatives in order to maintain a common budget.
coin holder
You can add several sources of income (for example, cards from several banks, a savings account and cash), and then, using a convenient widget, simply drag a coin from the desired wallet into one of the spending categories: food, apartment , groceries, etc. The amount remaining in the wallet after debiting will automatically change.
Meanwhile, on CoinKeeper you can also set reminders for regular payments, set a monthly limit for certain categories, and manage a joint budget with family members by syncing devices.
Price: free or 299 rubles. monthly (Prize)
Download: App Store, Google Play
money
Beautiful and intuitive interface. All expenses are displayed in a chart on the main screen, and to enter income or expenses, simply click on “plus” or “minus” and select a category. The algorithm will independently calculate the proportion of expenses, and you can additionally analyze the monthly limit using the “budget” function.
Especially convenient is support for several currencies at once and the ability to synchronize accounts with other devices (for example, if you need a family budget).
Price: free or 279 rubles. monthly (Prize)
Download: App Store, Google Play
“Heavy”
The simplest and free application with an interface somewhat reminiscent of a calculator. “Heavy” analyzes your monthly budget, calculates a daily limit and calculates it based on whether you spend more or less (for example, if you save space, your daily budget will increase).
Price: free
Download: App Store, Google Play
“Zen-mania”
Visual statistics in the form of pie charts on the main screen and automatic calculation of “free” money – the application calculates this amount on its own. For added convenience, you can connect synchronization with banks (Zen can even recognize messages from messages) and scan checks – so you don’t have to enter expenses and define their categories manually.
Price: free or 149 rubles. monthly (Prize)
Download: App Store, Google Play
money flow
You can add images, geotag and recurring transactions (for example, regular loan payments) to transactions so they don’t have to be entered manually on a monthly basis, plus support for multiple currencies, a built-in calculator and currency converter. By the way, for convenience, you can customize the appearance of the application: graphs or charts, colors.
Price: from $3.49 (Prize)
Download: App Store
“daily budget”
A classic planner with game interface for daily control over finances and savings. For example, if you specify 10% for savings goals, the app will automatically calculate the daily limit based on how long to delay.
Price: free or 149 rubles. monthly (Prize)
Download: App Store
money lover
This app can fix your debt obligations and fixed expenses (e.g. apartment rent) and remind you of them at the right time, allowing you to manage multiple wallets. There is also a special mode of travel, the ability to share a wallet with partners and family members, and many additional categories: for example, it is divided into transport, taxis, parking, fuel and maintenance.
Price: free or 229 rubles. monthly (Prize)
Download: App Store, Google Play
“I collect”
Generally this app is designed for kids but is also suitable for adults. There is no classic budget planner here, but you can set a goal you’ve accumulated and track progress to achieve it. It is easy and comfortable to use, thanks to its bright and playful design.
Price: free or 549 rubles. (Prize)
Download: App Store
Source: People Talk
