Payday routine is a new trend that helps not to lose salary on the first day

Payday routine is a new trend that helps not to lose salary on the first day

In Tiktok, a new trend is gaining popularity that tells how to distribute the budget for enough money.

Framework from “Mediators” movie

The salary just came to the card and the next day you already panic, how to experience the rest of the month – familiar? But you’re not alone with this frustration. Every second in life faces an unpleasant nuance.

Fortunately, resourceful Tiktok users have always found a solution for how to manage their money to have a financial airbag.

First rule: innocent wallet. 40% after receiving a salary, 20% of compulsory payments, 20% of savings, 20% for targets and investments. The last 20% of the amount is in small joy without a sense of guilt.

Frame from “21”

Second rule: 30/30. If the desired purchase exceeds three thousand rubles, we will think for 30 hours if more than 10 thousand rubles. – Leave 30 days. He leaves an impulse and continues to be a clear understanding of how much we really need this or that.

Third Rule: Salary day for 10 minutes is rare. It is necessary to open a expense category to understand where it has overdoed at expenses for a month.

And finally, the fourth rule: Cash filling for free time. We start a cash envelope for entertainment. As soon as the envelope is empty, we set the plans for this situation and we do not spend the last money for the sake of temptation.

In the meantime, they previously wrote how the money brought 70% of the zomers to insomnia.

Source: People Talk

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